Submitted by Dogwood Capital Management on March 4th, 2016
How much cash should you have on hand? The answer is: "Enough to accomplish your short and long-term goals". Here are several factors we take into consideration with our clients in determining how much cash reserves they need to hold:
Submitted by Dogwood Capital Management on January 20th, 2016
Our job is to help our clients make smart choices about their money so they can accomplish their goals for the reasons that are important to them. When we get caught up in the day-to-day silliness of the market, it hinders our ability to make smart long-term decisions.
Submitted by Dogwood Capital Management on January 13th, 2016
For the first time in 40 years, the US is an exporter of oil again. With the passage of legislation barely a month old, Big Oil is once again free to ship the surplus to the highest bidder, and they aren’t wasting any time.
Submitted by Dogwood Capital Management on January 8th, 2016
For investors, 2015 went out with a groan, but unfortunately, the start of 2016 hasn’t given anyone, anywhere, anything to cheer about. And just as was the case last year, the culprit and the catalyst for the market’s stumble, is China.
We're six years into a surging bull market in U.S. equity markets. Bull markets usually last five to seven years. The stock market is valued above its historical average. We're due to have a correction in the stock market. Will it happen in August, September, or next year? Nobody knows.
Submitted by Dogwood Capital Management on January 26th, 2015
It's a good idea to plan for the future. We don't have options later in life unless we plan to have them earlier in life. But things rarely go according to plan. The only thing we can count on in life is change. Sometimes we welcome those changes, and sometimes we don't, but usually things work out for the best.
Fee-Only wealth managers earn their fees for their investment management and financial planning expertise. It's a client-centric process. A client comes to his wealth manager, explains his objectives, and the wealth manager designs a solution.